Many CPA firms involve us when retirement or general tax planning questions become more technical or strategic. If any of the following situations come up with a client, we can help evaluate the options and provide clear guidance. 

You may want to introduce us when a client: 

• Is looking for ways to reduce current-year (and/or prior year) taxable income 
• Is asking whether they should start or upgrade a retirement plan
• Wants to maximize retirement contributions beyond standard 401(k) limits 
• Has multiple owners with different income levels
• Is considering a cash balance or defined benefit plan 
• Is preparing for a business sale or ownership transition 
• Is going through a merger, acquisition, or restructuring 
• Has questions related to SECURE Act provisions or new compliance rules 

We’re happy to participate in joint conversations with clients or provide behind-the-scenes technical insight to support your recommendations. 

From traditional 401(k) plans to cash balance and other defined benefit options, we have deep expertise in selecting from among the 24 different types of retirement plans out there, and knowing the situations for which each one is appropriate . We use that knowledge to design plans specifically tailored to key factors, such as: 

• Tax efficiency 
• Ownership structure 
• Compensation strategy 
• Workforce demographics 
• Business growth and succession planning 

Our team stays deep in the weeds so you don’t have to. We regularly help CPAs navigate: 

• IRS and Department of Labor compliance  
• Annual contribution limit changes and non-discrimination tests  
• Mergers & Acquisitions and other business transitions 
• Common retirement plan misconceptions 
• and more 

Our attention to compliance has helped maintain a perfect, no-change IRS audit records. 

Your clients deserve responsive, knowledgeable support.  

That’s why every retirement plan we administer includes a dedicated plan administrator who serves as the client’s primary contact—available by direct phone or email - no call centers, 1-800 numbers, or generic support queues.  

Our Plan Administrators stand out across the industry: 

• Each administrator holds at least one professional credential, with most holding multiple designations 
• Our team’s average tenure is more than 32 years of industry experience 

This depth of experience allows us to provide proactive guidance and clear answers when clients need them most. 

When clients feel confident in their retirement plan, that, in turn, strengthens their confidence in their advisor relationships.

When retirement plans encounter operational failures, compliance issues, or outdated plan designs, many CPAs are surprised to learn there may be alternatives beyond engaging ERISA counsel for every correction.

Our team regularly helps identify, correct, and redesign “broken” retirement plans — often in a more efficient and cost-effective manner than clients expect. Depending on the nature of the issue, many operational and design failures can be resolved through established correction programs, thoughtful plan redesign, and experienced administrative guidance.

We work alongside CPAs to help clients:

• Correct operational and compliance failures
• Address failed testing or eligibility issues
• Resolve document or amendment concerns
• Redesign plans that no longer align with business goals
• Improve plan efficiency, flexibility, and tax strategy opportunities

Because our team works exclusively in the retirement plan space, we understand how to navigate complex plan issues while helping clients minimize disruption and move forward with confidence.