NEWSLETTERS

As we move further into 2026, one thing is clear: retirement plan administration continues to get more complex and more important to get right. This past quarter, we published several articles addressing common (and costly) misconceptions, emerging compliance challenges, and structural issues we’re seeing across plans of all sizes. Below is a quick summary of what you may have missed, along with a few important reminders for the year ahead.

As we wrapped up 2025, one theme came through clearly: small oversights in retirement plans can quickly turn into costly problems—but with the right awareness, they’re often avoidable. In Q4, we focused on the real-world issues plan sponsors are facing today, from understanding updated 2026 contribution limits to navigating new rules like Roth catch-up requirements for higher earners. We also continued our How to “Break” a Retirement Plan series, highlighting the operational and compliance missteps the IRS most commonly finds—and how seemingly minor errors can escalate if left unchecked. At the same time, we challenged a few persistent misconceptions. From the limitations of state-run retirement programs to the risks of relying on “one-size-fits-all” solutions, these articles reinforce an important idea: retirement plans are more nuanced than they often appear, and thoughtful design and administration matter more than ever.  Below is a quick recap of what we covered—and what it means for you and your clients heading into 2026.

At Primark Benefits, we’re committed to helping employers and advisors navigate the complexities of retirement plans with clarity and confidence. This quarter, we’ve published a range of new articles designed to inform, debunk misconceptions, and highlight opportunities—especially those that can still make a difference for this year. Next quarter, we'll be continuing our new How to "Break" a Retirement Plan Series and discussing other timely and important topics.

At Primark Benefits, we’re committed to helping employers and advisors navigate the complexities of retirement plans with clarity and confidence. This quarter, we’ve published a range of new articles designed to inform, debunk misconceptions, and highlight opportunities—especially those that can still make a difference for 2024. Next quarter, we'll be continuing our "Retirement Plan Myths Busting" Series and featuring a new case study showing how smart plan design solved a tricky compliance issue.